Business Credit Reports was made for small business. BCR was founded in 1989 with the idea that small businesses should have access to the same powerful information as corporate credit managers. The objective was to make this potent information easy, accessible and affordable for small businesses to use.
Small business is the backbone of America. The economy has created a surge in the small business growth in recent years. E-commerce and online business-to-business (B2B) transactions have expanded the need for commercial credit checks to include small businesses. With more companies doing business with smaller firms, obtaining credit information on those businesses is more in demand and important today than ever.
Small businesses use their credit cards and lines of credit heavily to get points and cash flow their businesses. A prospective customer of yours could be heavily in debt, but most credit reports would not indicate so. Much of this activity is not reported to the credit bureaus. This information is available mostly in only one place.