Business Credit Reports, Inc is a BBB Accredited Credit Reporting Agency in Gallatin, TN

Report Add-Ons

Customize your report with some of the best Ratings, Scores, and Data from Dun & Bradstreet and Experian!

D&B Rating addon section on a business credit report

D&B Rating

The D&B Rating provides a quick and clear indication of the credit-worthiness of an organization, which helps you to identify profitable opportunities for growth, and risks that could affect bad debt and cash flow. It is a multi-dimensional risk assessment tool that is comprised of two parts, the Financial Strength Indicator and the Risk Indicator.


The PAYDEX Score is Dun & Bradstreet's unique dollar-weighted numerical indicator of how a business paid its bills over the past year, based on trade experiences reported by various vendors. The PAYDEX Score ranges from 1 to 100, with higher scores indicating better payment performance.

D&B Paydex Score addon section on a business credit report
Viability Rating addon section on a business credit report

D&B Viability Rating

The D&B Viability Rating is an analytic tool that offers a comprehensive assessment of whether a company will still be in business in 12 months. The Viability Rating combines:

  • a Viability Score
  • a Portfolio Comparison
  • a Data Depth Indicator
  • a Company Profile Rating

D&B Lawsuits

Lawsuits from Dun & Bradstreet contain public records on lawsuits filed against the company.

D&B Lawsuits addon section on a business credit report
Experian Days Beyond Terms addon on a business credit report

Experian's Days Beyond Terms (DBT)

Experian's Days Beyond Terms is a dollar-weighted average number of days beyond the due date that a business pays its bills, based on trade lines that have been updated in the previous 3 months. DBT represents the number of days past the terms given; for example, a DBT of 5 means that a customer is paying, on average, 5 days after the due date.

Get Started Now

All the business credit information you need, from the sources you trust,
with no contracts, no minimums, and no annual fees.

Send a Message